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BASICS / 03 OF 08

XRP, XRPL and Ripple

XRP is an asset. XRPL is the ledger network. Ripple is a company that builds financial technology and contributes to the ecosystem.

Three things to know

A practical example

“Company A announced a Ripple integration” establishes an announcement. To claim XRP settlement, look for an explicit description of the asset and the implemented payment flow.

Technical detail

Separate company statements, protocol behavior and public ledger observations. A commercial announcement, transaction hash and measured production volume answer different questions; one cannot automatically stand in for the others.

Common misunderstanding

Every Ripple customer does not necessarily use XRP in every product or payment.

Check the original sources

Editorial review: October 28, 2026. Source content and network rules can change.

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Independent education. Not affiliated with Ripple. No wallet connection, recovery phrases or investment advice.

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XRP is the native asset of the XRP Ledger. It is different from Ripple, the company.

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